Business Wallet
The European Business Wallet (EBW) extends digital identity from people to companies. LutraID's Business Wallet platform is where your organization issues, receives, and verifies the credentials that legal persons exchange with each other and with public authorities.
The European Business Wallet is still being legislated, and the technical specifications are moving. These pages cover the concepts and the shape of the ecosystem. Product documentation — guides, API, integration — will land as the specifications settle. If you are planning an EBW integration now, get in touch; we would rather design it with you than have you build against a moving target.
What the EBW is for
Today a company proving something about itself — that it is registered, that it holds a licence, that a particular person may sign on its behalf — does so with PDFs, scanned certificates, notarized translations, and portals that differ in every member state. The same documents get produced repeatedly, checked manually, and trusted largely on the basis of how official they look.
The EBW replaces that with credentials: signed, machine-verifiable statements a company holds and presents itself. Registration extracts, VAT registrations, permits, licences, and certificates all become things a company can present in seconds, cross-border, without the receiving party contacting the issuing register.
It also carries official notifications. A public authority can deliver a legally effective communication to a company's wallet, with the legal certainty that paper post currently provides.
Where it comes from
The European Business Wallet was proposed by the European Commission in November 2025 as part of the Digital Omnibus package, alongside measures simplifying EU rules on AI, data, and cybersecurity. The Commission's case is economic: it estimates the package could save businesses up to €5 billion in administrative costs by 2029, with business wallets themselves accounting for substantially more.
The regulation is still moving through the legislative process, and the technical specifications are being developed in parallel — including through a Commission technical working group. Expect the details on these pages to change.
How it relates to the EUDI Wallet
The two are siblings, built on the same foundations. Both use verifiable credentials, both rely on trust infrastructure to establish who may issue and who may ask, and both are designed so that the holder controls what gets disclosed.
The difference is who holds the wallet. An EUDI Wallet belongs to a natural person and is installed on their phone. A Business Wallet belongs to a legal person — an organization, which has no phone, no hands, and no single will. That one change has consequences throughout: a company acts through people who must be authorized to act for it, its identity comes from a register rather than from an identity document, and its wallet is a system rather than an app.
Those consequences are what Concepts is about.